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Ray Boulger

Type: Person

Name: Ray Boulger

First reported May 16 2013 - Updated May 16 2013 - 1 reports

NatWest Bank

Nationwide poised to launch Help to Buy

Nationwide will soon follow NatWest and other lenders in offering Help to Buy products, according to industry sources.Mortgage Solutions understands the lender is making preparations before launching, although no announcement is expected this month. John ... [Published Mortgage Solutions - May 16 2013]

Entities: NatWest Bank, Ray Boulger, John Charcol

First reported May 16 2013 - Updated May 16 2013 - 1 reports

Declining surveyor numbers generating problems for brokers

The recovering mortgage market is coming under pressure from a declining number of surveyors, something which also threatens to damage broker relations with clients and even cause a bottleneck in higher loan-to-value mortgage applications.Last week, surveyors ... [Published Money Marketing Online - May 16 2013]

Entities: Mortgages, Richard Sexton, Declination

First reported May 15 2013 - Updated May 15 2013 - 1 reports

Brokers dampen Help to Buy forecasts

Brokers have hit out at a group of economists who said house prices could rise by 30 per cent within the next three year as a result of the Government’s Help to Buy scheme, calling the prediction “highly speculative” and “way over the top”.Last week, ... [Published Mortgage Strategy - May 15 2013]

Entities: Mortgages, Rob Clifford, John Charcol, Ray Boulger

First reported May 13 2013 - Updated May 13 2013 - 1 reports

Landlord Business Efforts Boosted by Affordable Remortgages and Mortgages

NewsLandlord Business Efforts Boosted by Affordable Remortgages and MortgagesBuy to let lending increased in 2012 according to London based brokerage company John Charcol. Their data revealed a 40% increase in buy to let deals last year and the demand ... [Published Remortgage.com - May 13 2013]

Entities: Mortgages, John Charcol, Ray Boulger, Property

First reported May 10 2013 - Updated May 10 2013 - 1 reports

Bank of Ireland

Mortgage advert blunders making comparing home loans an even tougher task

By Thanks to the complicated variety of rates and fees on offer it can be hard enough working out whether a mortgage is a good deal, but inaccurate adverts slipping through the net are making things worse.The adverts have prompted industry insiders to ... [Published Mail Online UK - May 10 2013]

Entities: Mortgages, Bank of Ireland, Post Office

First reported May 09 2013 - Updated May 09 2013 - 1 reports

Will the Help-to-Buy Scheme Help Recovery?

Ray Boulger, senior technical manager at John Charcol, discusses the U.K.'s help-to-buy scheme and whether it will boost the housing recovery as expected. ... [Published CNBC - May 09 2013]

Entities: Ray Boulger, John Charcol, United Kingdom

First reported May 02 2013 - Updated May 02 2013 - 1 reports

1.3 million facing interest-only mortgage shortfall. Many thousands underestimating funds or savings required

Around 1.3 million interest-only mortgage customers may reach the end of their loan term without any plan to repay their debt, according to the Financial Conduct Authority.While the amount varies from borrower to borrower, the FCA puts the average shortfall ... [Published Mindful Money - May 02 2013]

Entities: Mortgages, Northern Ireland, Ray Boulger

First reported May 02 2013 - Updated May 02 2013 - 1 reports

Webinar: MMR - Are you ready for it?

In October 2012 the FSA published the final draft of the Mortgage Market Review (MMR). A lengthy consultation period preceded this final iteration, with the lending industry as a whole reviewing and subsequently tightening the criteria for new lendin ... [Published DST Global Solutions - May 02 2013]

Entities: Ray Boulger, Mortgages, John Charcol

First reported May 02 2013 - Updated May 02 2013 - 1 reports

Low interest rates are creating a 'golden opportunity'

Mortgage expert Ray Boulger told Daybreak that because of low interest rates, there is currently a "golden opportunity" for people to address their mortgage payments.A regulator has warned home owners on interest-only mortgages that they are facing a ... [Published itv.com - May 02 2013]

Entities: Mortgages, Ray Boulger, Credit Crisis

First reported May 01 2013 - Updated May 01 2013 - 1 reports

Charcol sees 40% increase in let-to-buy

London-brokerage John Charcol saw a 40 per cent increase in Let to Buy deals in 2012 which its senior technical manager Ray Boulger says is a sign of the growing demand for rental property.Let to Buy is where the borrower retains the existing home to ... [Published Mortgage Strategy - May 01 2013]

Entities: John Charcol, Ray Boulger, Mortgages

First reported Apr 24 2013 - Updated Apr 24 2013 - 1 reports

Mortgage broker sees surge in let to buy lending

Let to buy, where a borrower keeps their existing home to rent out and buys a new main residence, is increasing as owners see it as giving them more control and less stress, it is claimed.Independent mortgage advisors John Charcol also point out that ... [Published Property Wire - Apr 24 2013]

Entities: Mortgages, Mortgage Broker, John Charcol, Ray Boulger, Property

First reported Apr 23 2013 - Updated Apr 23 2013 - 5 reports

John Charcol sees 40% Let to Buy rise

Mortgage adviser firm John Charcol has reported the proportion of clients using rose by 40% last year.The arrangement helps a borrower finds a residential mortgage for a new property while converting the mortgage on their original property into a or buy-to-let ... [Published Mortgage Solutions - Apr 23 2013]

Entities: John Charcol, Mortgages, Ray Boulger, Property

More Content

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Nationwide poised to launch Help to Buy [Published Mortgage Solutions - May 16 2013]
Declining surveyor numbers generating problems ... [Published Money Marketing Online - May 16 2013]
HML urges part and part plan for hard-pressed b... [Published Mortgage Strategy - May 15 2013]
Brokers dampen Help to Buy forecasts [Published Mortgage Strategy - May 15 2013]
Landlord Business Efforts Boosted by Affordable... [Published Remortgage.com - May 13 2013]
Mortgage advert blunders making comparing home ... [Published Mail Online UK - May 10 2013]
Have you been mis-sold an interest-only mortgage? [Published Yahoo! UK and Ireland - May 09 2013]
Will the Help-to-Buy Scheme Help Recovery? [Published CNBC - May 09 2013]
Will the interest-only mortgage market return t... [Published Money Marketing Online - May 09 2013]
House prices to soar by 30% [Published Scottish Daily Express - May 07 2013]
Let to Buy increases 40% in 2012, says John Cha... [Published MyIntroducer.com - May 04 2013]
Let to buy transactions surge [Published Investor Today - May 03 2013]
Webinar: MMR - Are you ready for it? [Published DST Global Solutions - May 02 2013]
Interest only mortgages – fewer options north o... [Published Mindful Money - May 02 2013]
1.3 million facing interest-only mortgage short... [Published Mindful Money - May 02 2013]
Low interest rates are creating a 'golden oppor... [Published itv.com - May 02 2013]
Citizens Advice urges banks to offer payday loa... [Published Money Marketing Online - May 01 2013]
Charcol sees 40% increase in let-to-buy [Published Mortgage Strategy - May 01 2013]
Brokers celebrate UK carve-outs as EU directive... [Published Mortgage Strategy - May 01 2013]
Santander SVR move ‘pulls rug from under borrow... [Published Money Marketing Online - Apr 25 2013]
Mortgage broker sees surge in let to buy lending [Published Property Wire - Apr 24 2013]
John Charcol sees 40% Let to Buy rise [Published Mortgage Solutions - Apr 23 2013]
Rise of the 'let-to-buy landlord': Tax breaks a... [Published This Is Money - Apr 23 2013]
John Charcol sees let-to-buy surge [Published Best Advice.net - Apr 23 2013]
John Charcol: Let-to-buy activity up 40% in 2012 [Published Money Marketing Online - Apr 23 2013]
Pension saving rise 'not enough' [Published BBC - Apr 23 2013]
Ray Boulger: No let up from Let-to-buy [Published Mortgage Introducer - Apr 23 2013]
Buy-to-let booms as investors seek real returns [Published The Independent - Apr 20 2013]
Mortgage analysis: Is the industry losing the b... [Published Money Marketing Online - Apr 18 2013]
Ray Boulger: The Post Office and its wrong ads [Published Mortgage Introducer - Apr 15 2013]

Blogs

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The Next Lehman. [Published London Irvine Report - Mar 08 2013] br />!--[if gte mso 9]><![endif]--> Baltic Dry Index. 834 +14 LIR Gold Target by 2019: $30,000. Revised due to QE programs. “How long will it be necessary to pay City men so entirely out of proportion to what other servants of society ...